Wednesday Feb 25, 2015

Is it a Bank, a Supermarket, a Retailer or an MNO

Hand holding a cardThe Reserve Bank of India recently announced that new licenses will be granted for payment banks in India, a move aimed at promoting financial inclusion. A set of guidelines were released to which the proposed payment banks will have to adhere. In the light of this development, a number of telecom operators, supermarkets chains, retail sector cooperatives, PSUs, electronic wallets and prepaid instruments players have applied for licenses. In this post, Tushar discusses how banking technology can help the proposed payment banks achieve profitability while staying competitive and sustainable over the long run.
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Wednesday Oct 29, 2014

Winning the Battle Against Financial Crime in the Era of Real-Time Payments

In his post, Stuart Houston, Global Solution Manager for the Financial Services Global Business Unit at Oracle, discusses the dangers behind real-time payments and fraud.  Today, banks are generally quick to detect fraudulent activity; however, fraud is still one of the fastest growing crimes in Australia. Learn more about what was discussed at executive luncheons in Sydney and Melbourne on the topic of real-time fraud detection and management.
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Monday Sep 29, 2014

In Transaction Banking – Is Customer Centricity Through Billing the New Black?

In the last few years, customer-centricity has been one of the most talked-about trends in transaction banking. While banks have always been focused on their corporate customers, a recognition that this group is not to be taken for granted has taken hold. One reason – global transaction banking continues to be a major growth area for banks – surpassing investment and commercial banking in the post-crisis era.Join Akshaya as he discusses the increased importance of customer centricity through billing.
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Monday Sep 22, 2014

High Speed Transaction Processing is the New Normal

In the last few years we have seen an explosion in card transaction volumes. As volumes increase the requirements for astronomical processing speed to price & settle these transactions and streamline payment processing is also increasing. Join Akshaya Kapoor as he discusses how Oracle Revenue Management and Billing (ORMB) product proves, that it can scale vertically and horizontally to meet the payment industry requirements.
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Monday Mar 10, 2014

The Mobile Payment Wars: Will HCE be a game-changer for NFC?

mobile paymentsThis post is the fourth in the series of posts on disruptive innovations in mobile banking. Join Tushar as he discusses how Host Card Emulation technology can have a positive impact on the adoption of NFC for mobile payments.
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Tuesday Oct 01, 2013

Still Unsure About Retail Consumer Banking Through Social Media? Act Fast or Get Left Behind!

social media bankingIs retail banking through social media channels just a passing fad, or is it on the way to becoming the preferred banking channel for today's connected consumer?

Join Tushar as he reflects on the present and future trends in banking through social media.

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Wednesday Aug 07, 2013

The Mobile Payment Wars: Why Now is the Right Time to Adopt NFC

mobile paymentsThis post is the second in the series of posts on disruptive innovations in mobile banking. Join Tushar as he discusses the likely impact of the impending EMV liability shift deadlines in multiple regions on the adoption of NFC technology for mobile payments.
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