Tuesday Feb 10, 2015

Big Banks Don’t Need Big Bangs: An Evolutionary Approach to Enterprise Stress Testing

David Bomser, Senior Director for Banking Analytics at Oracle, shares his knowledge of enterprise stress testing and the high stakes surrounding stress testing.  With regulators laser-focused on the governance and processes behind regulatory mandated stress testing, banks need to evaluate each major area of their stress testing programs to understand where they are most vulnerable and subject to regulatory scrutiny. 
[Read More]

Wednesday Nov 05, 2014

Forecast, Model, Repeat… Welcome to the 5th Annual CCAR Cycle

In this post, David Bomser, Senior Director for Banking Analytics at Oracle, discusses new CCAR exercises.  For bank holding companies with more than $50 billion in assets, it’s time to get moving if you haven’t already.  The Federal Reserve just released its scenarios and shocks for the 2015 Comprehensive Capital Analysis & Review (CCAR) exercise, and these banks’ capital plans are due on or before January 5, 2015.  Read more here.

[Read More]

Wednesday May 07, 2014

Boardroom Conversations: Are Dodd Frank Stress Test Results the New Bellwether of the Banking Industry?

stress testingWith stress tests now becoming a bellwether of overall financial health, banks realize that any weaknesses in their stress testing processes and the resultant output will be open to scrutiny to the wider public.  The potential damage of this transparency is real, to both the bank itself and its shareholders. With that in mind, most banks have embarked on strengthening their stress testing capabilities and embedding the processes across the business, to ultimately assist the Boardroom to make better decisions and be better prepared for the next crisis that comes along.  Join Ziauddin Ishaq, Global Solutions Lead for Liquidity Risk at Oracle, as he discusses possible ways to lessen the stress of stress tests.
[Read More]

Tuesday Sep 17, 2013

In a World of Complex Banking Regulations: Perhaps Less means More!

The combination of new banking regulations with an increasingly uncertain business environment, has led to the realization within the financial services industry that the disciplines of model risk management, liquidity risk management, and risk data aggregation are interrelated business obligations. 

Join Subin Paul as he discusses the regulations and challenges financial institutions face today.

[Read More]

Wednesday May 08, 2013

CCAR Stress Testing: The Devil Lies in The Data?

stress testingThe April 2013 BIS  “Report to G20 Finance Ministers and Central Bank Governors on monitoring implementation of Basel III regulatory reform” clearly identifies the lack of consistency that exists between financial organizations in the treatment and development of their models. Join John as he shares his views on what more can be done to bring the two realities together.

[Read More]