Wednesday Mar 12, 2014

Are You Empowering Your Customers? Using Customer Insight To Provide A Better Banking Customer Experience

Customer Insight is a constantly evolving discipline, with many different starting points, but one common goal – actionable, timely, trusted and relevant information to guide customer experience.  Join Stuart Houston, Global Solution Director for Financial Services Analytics at Oracle, as he discusses growing trends in Customer Insight.
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Where Are The Leaks? Plumbing Tips For A Banker

Recent studies have revealed that revenue leakages can range from 1% to 7% of gross revenue, depending on the level of maturity of the processes and controls environment. Join Clayt as he addresses some of the underlying issues that can lead to revenue leakage within financial services and how to resolve them.
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Monday Mar 10, 2014

The Mobile Payment Wars: Will HCE be a game-changer for NFC?

mobile paymentsThis post is the fourth in the series of posts on disruptive innovations in mobile banking. Join Tushar as he discusses how Host Card Emulation technology can have a positive impact on the adoption of NFC for mobile payments.
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Thursday Feb 20, 2014

How Can Customer Insight Improve the Customer Experience in Financial Services?

Delivering great customer insights into marketing, origination and servicing has always been a top priority for financial institutions. The move towards a guarded “risk-on” business strategy in most markets has emphasized the need for institutions to be better aware of the performance and risk aspects of their business, as they strive to deliver sustainable growth through all assisted and self-service channels.  Join Stuart as he expands on the topic.
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Wednesday Feb 19, 2014

Time to Re-Model? A Look at Enterprise Modeling Platforms and R Usage in Banking

The open source R statistical platform has grown to be an enormously popular statistical modeling platform for Enterprise Risk, Financial Fraud and other Financial Services use cases, and for good reasons.  However, the R platform is only an element of an overall enterprise analytics platform.  Join Sunil as he shares with us his thoughts on why banks should expect a fresh approach to solving their enterprise analytics challenges.
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Wednesday Feb 12, 2014

Top 3 Myths About FATCA: What You Need To Know

There are three goals that Foreign Financial Institutions should focus on to address FATCA requirements. Join Don Ryu, Senior Director, Product Management for Oracle Financial Services Analytical Applications, as he discusses the first goal: Avoid Penalties by acquiring “Compliant” Status. In this post, Don addresses why it is so important for Foreign Financial Institutions to prove their compliance to FATCA.
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Monday Feb 10, 2014

Financial Services Blog Quarterly Roundup

Over the past year The FS Blog authors have written on a wide variety of topics ranging from big data and analytics to customer experience and core transformation within banking. Join me as I introduce you to some of the trending topics in the New Year and insights on them from our business and product leaders.
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Thursday Feb 06, 2014

The Mobile Payment Wars: The Importance of BLE And NFC

mobile paymentsThis post is the third in the series of posts on disruptive innovations in mobile banking. Join Tushar as he discusses how the BLE and NFC technologies can collaborate to deliver an enhanced user experience.
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Wednesday Feb 05, 2014

Risk Data Aggregation & Risk Reporting: Will You Be Compliant With BCBS 239 Principles In Time?

As the financial services industry continues to grow, more money will be spent on risk data aggregation frameworks to support banks’ profitable business model. The Basel Committee wants to ensure banks are prepared if or when the next crisis hits. Join Ziauddin Ishaq, Global Solutions Lead for Liquidity Risk at Oracle, as he discusses the latest developments for BCBS 239 and how the financial services industry is preparing to take the necessary steps to compliance.
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Wednesday Jan 29, 2014

“Can’t Get There From Here” : 4 Key Ways Retail Banking Transformation Can Help

Today, many large banks are finding it difficult to restore their returns-on-equity to pre-Global Financial Crisis (GFC) level.

Join David as he walks us through some of the ways that transforming your retail banking operations and the underlying IT can help.

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Tackling The New Basel Committee Guidelines on AML/FT Risk Management

Last week, the Basel Committee on Banking Supervision issued a set of guidelines describing how banks should include the management of risks related to money laundering and financing of terrorism (AML/FT) within their overall risk management framework.

Join Matthew Long, Financial Crime, Operational Risk and Compliance Management Specialist for Oracle Financial Services, as he expands on these guidelines and outlines what organizations can to do manage AML/FT risks.

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Tuesday Jan 07, 2014

New Regulatory Measures Against Money Laundering: Are You Ready?

Financial Services Institutions are taking a fresh look at their anti money laundering systems with an eye toward expanding automation, improving performance, standardizing processes, and improving transparency.

Join Don Ryu, Senior Director – Product Management for Oracle Financial Services Analytical Applications, as he discusses why financial institutions should improve their AML systems and how their investments will protect them in the future.

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Thursday Dec 12, 2013

Charting Success for New Banks in India : Perspectives And Strategies

With the passage of "The Banking Laws Amendment Act 2012", experts believe the entry of new banks will serve as a catalyst for the Indian banking industry to rise to the next level in terms of operational efficiency, corporate governance and financial inclusion.

Join Venky as he shares with us the initial views that are developing on this front on the use of technology  as a big differentiator for these banks develop their business models.

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Wednesday Dec 11, 2013

Lonesome George - 3 Key Survival Lessons In Modern Banking

oracleWe have witnessed many examples across industries that mirror the sad demise of the Pinta Island Tortoise as a result of failure to combat pressures and adapt to change. Banking legacy systems are no exception.

Join Aubrey to learn how such cases of obsolescence are the ultimate impetus for transformation in retail banking. 

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Wednesday Nov 20, 2013

Managing Enterprise GRC and Big Data: Risk vs. Reward

As discussed in Matthew Long's previous blog post, effectively managing risk is a big challenge for financial institutions. Two of these factors are big data and risk vs. reward and, in this post, Lovell Mathews, Oracle Software Development Senior Manager, discusses the second approach and how it can benefit the governance, risk and compliance process.
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Wednesday Nov 13, 2013

What Banks Can Learn From An English Teacher’s Advice

oracle bank_verbAs banks evolve, they are increasingly beginning to acquire the qualities of verbs. 

Join Sonny Singh as he shares his perspective on why an English teacher’s advice on verbs is relevant to banks.

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Friday Nov 08, 2013

Big GRC: Turning Data into Actionable GRC Intelligence

Effectively managing risk is a big challenge for financial institutions, the manifold aspects of which can affect the best way to approach it.  Two of these factors are big data and risk/reward and, in this post, Matthew Long, Financial Crime Specialist, discusses the first approach and how it can benefit the governance, risk & compliance process.
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Tuesday Oct 22, 2013

Financial Inclusion : An Obligation Or An Opportunity For Banks?

bpo

As financial inclusion gains more and more attention globally, banks need to acknowledge their role and take concrete steps towards enabling inclusive finance.

Join Tushar as he discusses the role of banks in building a more inclusive society.

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Thursday Oct 10, 2013

Cash and Trade Convergence in Transaction Banking: Are Your Corporate Clients Demanding a More Holistic Treasury Solution ?

bpo

The increasing preference for cash and trade convergence in corporate treasuries provides banks an opportunity to offer an integrated transaction banking platform.

Join Tushar as he discusses the various aspects of cash and trade convergence and its impact on corporate treasuries.

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Friday Oct 04, 2013

Solvency II: The Latest Developments from a Data Management Perspective

The European Commission put forward a draft Directive postponing the application date of the Solvency II Directive to 1 January 2016. The Solvency II Directive, already adopted, creates a modern and risk-based prudential regime for insurance and reinsurance undertakings. National regulatory regimes for insurance, which vary greatly, are no longer able to guarantee an efficient internal market and prevent possible future crises. Join Glenn Lottering, Senior Director of the Insurance Global Business Unit at Oracle, as he discusses the latest Solvency II developments from a data management perspective.
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Wednesday Oct 02, 2013

Trailblazers Not Entrepreneurs! Four Key Ideas To Future Growth in Banking

Just like Billy Beane transformed the A's from expected also-rans to stunningly win the American League West, banks too need to shake up the roster and evaluate their status quo for success in consumer banking.

Join Andy as he discusses why today’s banks need to be trailblazers and not entrepreneurs in their quest for future growth in retail banking.

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Tuesday Oct 01, 2013

Still Unsure About Retail Consumer Banking Through Social Media? Act Fast or Get Left Behind!

social media bankingIs retail banking through social media channels just a passing fad, or is it on the way to becoming the preferred banking channel for today's connected consumer?

Join Tushar as he reflects on the present and future trends in banking through social media.

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Tuesday Sep 17, 2013

In a World of Complex Banking Regulations: Perhaps Less means More!

The combination of new banking regulations with an increasingly uncertain business environment, has led to the realization within the financial services industry that the disciplines of model risk management, liquidity risk management, and risk data aggregation are interrelated business obligations. 

Join Subin Paul as he discusses the regulations and challenges financial institutions face today.

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Wednesday Aug 28, 2013

Drive Business Growth by Unlocking Rich Customer Insights Using Big Data Within Financial Services

Customer InsightToday’s financial services organizations covet customer insight and understanding like never before. It represents the key to growth and profitability in an industry increasingly saddled with a more stringent, if not more uncertain, regulatory environment, as well as diminished product differentiation and more limited fee-based revenue opportunities.  Join Oracle’s Kiran Jagannath as he discusses the importance of Customer Insight.  

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Wednesday Aug 21, 2013

National Australia Bank Making Bold Changes to Secure Its Future by Integrating Risk and Finance

nab transformationLike most financial institutions, National Australia Bank (NAB) found that the traditional rules of banking no longer applied. In today’s extremely challenging and low growth environment, it needed to transform itself in a bold manner. This video tells how NAB has gained global attention with its overhaul of enterprise risk and finance.  Hear how they have begun to break down the traditional barriers of enterprise wide visibility and improve the efficiencies required for its future success.

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